Who Should Attend:
Everyone who want to specialize in banking
Objectives:
By the end of this program participants will be able to:
1) Identifying the monetary system
2) to identify the banking techniques
3) Financial Analysis
Module 1 :- Development of the Banking Sector in Egypt (3 Hours)
The evolution of banks worldwide.
The evolution of banks in Egypt.
Types of banks.
The role of the Central Bank of Egypt (CBE).
Role of Commercial Banks.
Main items in a bank's balance sheet.
Classification of banking products/functions.
Mergers & Acquisitions in Egyptian Banking Sector.
Module 2 :- Retail Banking (6 Hourse)
Definition of Retail Banking
Retail Banking Products :
Current, Saving & Demand Accounts.
Time Deposits & Certificates of Deposits.
ATM & Debit Cards.
Credit Cards.
Personal Loans & Car Loans.
Banking Insurance Products (Bank assurance).
Investment Funds & Money Market Funds.
Capital Markets (Bonds & Shares).
Module 3 :- Commercial Papers(2 Hourse)
Definition of Commercial Papers.
Types of Commercial Papers.
The Bill of Exchange.
Cheques (New Cheque Law).
Promissory Notes.
Collections & Clearing of Commercial Papers.
Module 4 :- Trade Finance Operations(4 Hourse)
Letters of Credits
Definition of Letters of Credits/ Documentary Credits.
Types of Letters of Credits.
Case Studies.
Letters of Guarantees
Definition of Letters of Guarantees.
Types & uses of Letters of Guarantees.
Case Studies.
Module 5 :- Corporate Banking & Finance(3 Hrs) :
Classification of Corporate Finance (by company size & nature).
Types of Credit Facilities :
Short, Medium & Long Term Loans.
Overdrafts.
Discounting of Bills.
Finance of Letters of Credits (Import & Export DCs).
Finance of Letters of Guarantees.
Module 6 :- Credit Assessment(3 Hrs) :
Qualitative Analysis :
Company Background & Legal Structure.
Shareholding Structure.
Industry Analysis.
Market Analysis.
Quantitative Analysis (Financial Analysis) :
Profitability Ratios.
Asset Management & Efficiency Ratios.
Capital Structure Ratios (Liquidity, Leverage ratios)
Coverage Ratios
Growth Ratios.
Module 7 :- Cash Flow Analysis (Contractors/Project Finance) ( 1 Hrs)
Definition of Cash flow analysis
Application of Cash flow analysis in Contracting
Project Finance
Module 8 :- Support Functions & Central Departments ( 4 Hrs):
Supporting Services :
Deposits, Withdrawals & ATM services.
Wire Transfers (Inward & Outward).
Cheques' Collection & Clearing services.
Bank's Drafts & Travelers' Cheques.
Phone Banking.
Electronic Banking.
Safe Deposits.
Central Departments :
Financial Control Departments.
Internal Control & Audit Department.
Information Technology Department.
Business & Product Development Departments.
Senior Management.
Legal Department.
Human Resources & Training Depart.
Corporate Affairs Department.
Module 9 :- Treasury & Investment Operations ( 2 Hrs) :
Functions of the Treasury Department.
The role of the Dealing Room.
Foreign Exchange Desk.
Forward Deals & Swap Transactions
Module 10 :- Tips on how to become a successful banker ( 1 Hrs):
Final Assessment. ( 1 Hr)